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(DOWNLOAD) "Full Disclosure Universal Life Report (Policy Analysis: Full Disclosure)" by Roger L. Blease " Book PDF Kindle ePub Free

Full Disclosure Universal Life Report (Policy Analysis: Full Disclosure)

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eBook details

  • Title: Full Disclosure Universal Life Report (Policy Analysis: Full Disclosure)
  • Author : Roger L. Blease
  • Release Date : January 15, 2010
  • Genre: Business & Personal Finance,Books,Industries & Professions,
  • Pages : * pages
  • Size : 138 KB

Description

THE EDITORS OF Full Disclosure periodically survey life insurers active in upper markets across a wide range of product specifications, illustrations, guaranteed minimum premiums, and more. And while we collect many types of information, we select a few key numeric benchmarks for publication here. this data, especially when it regards non- guaranteed (current) illustrated values, is meant to indicate how a product is designed to perform, not necessarily how it will perform. As producers, analysts, and advisors we use what information we have available to us to compare policies, illustrated values included. However, we often lose sight of what some of this information is: indicators of how a policy is designed to perform under a given scenario as a way of determining the right approximate course of action for a client. Nothing is set in stone if it is not guaranteed and an illustration is only as good as the consistent approach the underwriting company takes toward the policyholder going forward. so please take the timeworn reminder that illustrations are but one tool to use in your product due diligence efforts.


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